If you are planning on buying a home in the near future and will need a mortgage, here are the documents you should get together:
* Last 2 years W2 forms and Tax Returns (3 years if self employed)
* Last 30 days of paycheck stubs (Year to date Profit and Loss if self employed, self prepared)
* Last 2 months of bank or asset statements (most recent quarter if quarterly)
* If you have had a Bankruptcy in the near past (most companies require 2 years after a bankruptcy), you will need the Bankruptcy discharge and Schedules.
* If you have had a foreclosure in the near past (most companies require 3 years after a foreclosure) you will need to know the date the property was deeded out of your name to the financial institution.
This is not meant to be a comprehensive list, but will help you get started. Your Loan Officer will appreciate your pro-activeness as well. If you have any questions, please contact me at 317-563-1122 or chris@chrisminorteam.com.
Thanks!
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